Privacy Policy & Terms and Conditions
Privacy Policy
Effective Date: January 1, 2024
Smith Bridge Auto Financing (SBAF) is committed to protecting your privacy. This policy outlines how we collect, use, store, and disclose your personal information in accordance with applicable privacy laws.
1. Information We Collect
We may collect the following types of information:
Personal Identification Information: Name, address, phone number, email Information: Income details, employment status, banking details for application processing. Identification Documents: Driver’s license, proof of insurance. Usage Data: Information about how you use our website to improve your user experience.
2. How We Use Your Information
We use your information to:
Process and respond to your loan application. Communicate with you about your application status. Improve our services and website functionality. Comply with legal and regulatory requirements.
3. Sharing Your Information
We do not sell or rent your personal information to third parties. We may share your information with:
Our loan officers and authorized personnel for application review and processing. Service providers assisting with business operations (e.g., payment processors, IT support).Regulatory or legal authorities when required by law.
4. Data Security
We implement industry-standard security measures to protect your personal information. However, no method of data transmission or storage is 100% secure, and we cannot guarantee absolute security.
5. Your Rights
You have the right to:
Access and request a copy of your personal information. Correct or update your information. Withdraw consent for certain types of data processing.
6. Changes to This Policy
SBAF reserves the right to update this privacy policy at any time. Changes will be posted on this page with an updated effective date.
Contact Us
If you have any questions or concerns regarding our privacy practices, please contact us at
[email protected]
Terms and Conditions
Effective Date: January 1, 2024
Welcome to Smith Bridge Auto Financing’s website. By accessing and using our site, you agree to comply with the following terms and conditions. If you do not agree, please refrain from using our services.
1. Use of the Site
The content provided on this site is for informational purposes only. We reserve the right to modify or discontinue any part of the website at any time.
2. User Obligations
By using this site, you agree to:
Provide accurate and complete information during any application or inquiry. Use the site in compliance with applicable laws and regulations. Not engage in any activity that disrupts or interferes with the site’s functionality.
3. Loan Application and Approval
Submission of an application does not guarantee loan approval. All applications are subject to review and approval based on SBAF’s lending criteria.
4. Intellectual Property
All content, including text, images, logos, and design elements, is the property of SBAF and protected by copyright laws. Unauthorized use or distribution is prohibited.
5. Limitation of Liability
SBAF is not liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our website or services.
6. Third-Party Links
Our site may contain links to third-party websites. SBAF does not endorse or assume responsibility for the content, privacy practices, or operations of these external sites.
7. Changes to Terms
SBAF reserves the right to update these terms and conditions at any time. Changes will be effective immediately upon posting.
8. Governing Law
These terms are governed by the laws of Ontario Canada, and any disputes shall be resolved in the applicable courts.
Contact Us
For questions about these terms and conditions, please contact us at
[email protected]
© 2025
Smith Bridge Auto Financing. All Rights Reserved.
All content, including text, images, graphics, and other materials, is the property of Smith Bridge Auto Financing unless otherwise noted. Unauthorized use or reproduction of this content, in whole or in part, is strictly prohibited without prior written permission.
Contact
LOCATION:
Greater Toronto and surrounding Areas, Ontario Canada
